DENIED CLAIM – We got it covered.
Final Settlement – We were able to negotiate for the Insured (Homeowners) more than a HALF OF MILLION DOLLARS. Approximately $550,000.00.
Think about that, from ZERO dollars being paid to the Insured (Homeowner) because the Insurance Company DENIED their claim for damages to nearly $550,000.00.
A pipe froze and burst resulting in approximately 70,000 gallons of water running thru the insureds home while they were away. This claim was originally DENIED by their Insurance Company. After several months of getting nowhere with the insurance company the Homeowners were frustrated, emotionally exhausted and facing huge repair bills on an un-useable, uninhabitable home that they were still making mortgage payments on. They were referred to us by their sympathetic and patient mitigation contractor that was still owed a considerable amount of money. He had seen us in action before. They contacted and immediately hired us to go to work for them. After a thorough analysis, inspection and investigation of the many aspects of the claim we were able to get the Insurance Company to capitulate and they agreed to cover the claim.
DENIED CLAIM – We got it covered.
Final Settlement – We were able to negotiate for the Insured (Homeowners) just under $50,000.00.
This was a Rental property that had been vacant for over 60 days. The toilet supply line ruptured and caused water damage to the ceilings, walls and floors below.
Initially the Insurance Company offered a total of $3,089.91. Final Settlement – We were able to negotiate a Final Settlement of approximately $14,464.86
That’s nearly a 468% increase.
The supply line to the hot water heater in the finished basement burst. Fortunately the homeowner noticed it in fairly short order and was able to turn off the water supply to prevent further damage.
Initial Insurance Company offered a total of $13,230.59. Final Settlement – We were able to obtain for the Insured (Homeowners) approximately $113,987.48 for their Dwelling Repairs, cleaning and for their personal belongings.
That’s nearly a 860% increase.
The loss was the result of a small kitchen fire that stayed contained to the kitchen on the stove and associated water damage.
Anne Arundel County
Glen Burnie, Maryland
No initial offer from Insurance Company
Final settlement – We were able to get the Insured (Homeowner) approximately $64,000.00 for the Dwelling and nearly another $12,000.00 for their damaged personal belongings.
This loss was the result of an electrical fire in the detached garage. Instead of repairing the garage we were able to get the insurance company to pay to completely rebuild the garage and to replace all the contents that were stored in it.
ALSO, while inspecting the garage damage we noticed Storm damage to the roof and siding on the Main House. We informed the insured, filed another claim as this was unrelated to the fire claim on the garage and were able to get their entire roof and all the damaged T-111 siding on the rear side dwelling addition replaced. Final Settlement – $14,500.00
No initial offer from the insurance company.
Final Settlement – We were able to negotiate a Final Settlement for the Insured (Homeowner) of approximately $24,913.11.
The shower diverter in the upstairs bathroom sprung a leak, causing water damage to the adjacent stairway, the living room below and some damage in the mostly unfinished basement.
Insurance Company initially wanted to offer around $22,000.00.
Final Settlement – We were able to get the insured (Homeowner) approximately $130,300.00.
There was a stove fire in the kitchen only. This was a very small house. This house was nearly completely rebuilt to bring the insured back to their pre-loss condition.
Mays Chapel, Maryland
Insurance Company initially offered approximately $1,800.00
Final Settlement – We were able to get the insured (Homeowner) approximately $7,300.00.
That’s nearly a 405% increase.
An adjoining neighbor’s toilet supply line ruptured while they were away. Ultimately the water caused damage to a portion of the insureds finished basement.
Whatever the loss, Insurance Claims Specialist, LLC. is here to help. We’re State Licensed Advocates that work exclusively for you, the Home / Business Owner (the Insured), to ensure that you receive the fullest benefit possible from your insurance company based on your policy, thus maximizing your settlement so you may properly Rebuild, Repair, Replace and / or Clean your property. Our knowledge and expertise makes your life much easier.